Big brother and Cars

About a week ago, i have just come home, kids and Austin are still at the judo, the doorbell.
Hi there, i believe you are the owner of the red van parked in the B. M. street.
Yes I am.
Well, some one just hit it, but i have taken down the licence plate and already informed the police.
Wow. Thank you, come on in. But how did you know that i live here and are the owner of that van?
Welll, 2 yrs ago my car was stolen and ever since i pay attention. You also have that Volvo right?
Err... yes.
And you had a fire about a year ago?
*beginning to shift uncomfortable now* err.. yes.

So... to make a long story not to long;
the police tracked down the woman who came by our place later that evening to fill in the insurance form with me.

But.
The car was brought to the garage last Monday and yesterday i was supposed to get it back.
Untill i got this call.
Hi there, I am calling you to inform you the expert of the insurance company is coming by somewhere in the coming week to see whether the car should be declared total loss or be repaired.
WHAT??
Yeah, that's what happens with cars of a certain age.
Of a certain age!!?? He's not even 5 yrs old.
Yeah. But still. Sorry.

Merry Xmas to you too!